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Showing posts with the label have you asked your insurer what they cover - car insurance

As a vehicle owner, have you asked your insurer what they cover - car insurance

A car insurance coverage differs from plan to plan. And to understand what your car insurance is covered, you have to read the documents related to the coverage carefully. Always make sure that you have read the exclusion section of your car insurance policy document as it highlights things that your insurer will not cover.
Generally, the insurer should compensate for the loss suffered by the third party involved in the accident if you have opted for third party car insurance. That includes the cost of repairing the vehicle, any medical expenses, legal charges if any, and the amount of compensation to the victim. However, some insurance companies do not include all of this in their basic plan. Please ask your insurer what they cover.
If you have a comprehensive car insurance policy, the insurance company will pay the third party's liabilities and also take care of the costs involved in repairing the damage to your car. The insurer will also pay for the medical expenses you incurred …