Cashless
Car
Insurance- The presence of this definition, introduced
earlier in the health care domain, has expanded its advantages in the motor
insurance market. Insurance providers provide you with two options for making
claims when purchasing car insurance, namely cashless claims and reimbursement
claims. Regardless of your cashless policies, insurance companies ensure that
not a single penny comes out of your pocket.
For
the benefit of Cashless Car Insurance, insurance providers are
communicating with garages. Garages that have tie-ups with the insurance
company are called 'network garages.' The policyholder will take his cars to
these network garages after an unfortunate incident such as an accident. Once
the car is repaired, insurance providers pay all repair costs.
Here are some easy steps to make Cashless Car Insurance claims:
Register the claim with
your insurance company - Registration
is the first and most important step in filing a claim. The policyholder will
either directly visit the insurance company or call the insurance company to
make the registration of the claim. Registration will be done immediately after
the accident. The best way to register a claim is that you can do it online by
visiting the online portal of your insurance company.
Send your car for inspection- If a collision has occurred, it is clear that your
car has been wholly or partially damaged. Whether your car is vandalized or
damaged by any peril, it will have to be taken to the garage for repair if it
is at least in running condition. If it is not in a movable condition, then get
it towed to avoid further damages.
Submit relevant
documents - When you have sent your car for inspection, all
necessary paperwork needs to be sent to get the claim process. Information
required by the insurance company is the engine number and chassis number, the
date and time of the accident, the location and description of the accident,
the garaging address of your car inspected, and so forth. Apart from this, you
will also have to submit a photocopy of the FIR filed in case of an accident or
theft.
Maintain repair payment - The final step in filing a car insurance claim
is to pay for repairs in a network garage. Once the car is sent for repair, the
network garage gives the insurance company the approximate amount needed for
the repair. After receiving the estimated amount, the insurance provider
approves the necessary repairs to your car and then transfers the sum directly
to the network garage.
Now
that you know how to make Cashless Car
Insurance
claims, what are you waiting for? Get cashless car insurance settlement
benefits for your policy with these four easy
steps.
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